Hospital Indemnity

Should you experience a hospital stay, traditional medical coverage provides benefits for medical costs during your stay. Once your hospital stay is over, you can rely on Hospital Indemnity insurance to help cover certain expenses related to your recovery – which allows you to focus on healing. Your medical plan provides benefits to help with medical costs resulting from an inpatient hospitalization or treatment in an observation unit. Once you leave the hospital, you shouldn’t have to worry about financial setbacks that you didn’t expect during your recovery. Things like lost wages plus the cost for help with transportation, meals, child care, or even housekeeping can all add up. Hospital Indemnity Insurance provides cash benefits for covered services regardless of any other insurance you have. By pairing it with your medical plan, you can extend your protection to help with those unexpected costs so you can focus on your recovery.

Standard Features may include:
• Daily hospitalization benefit
• Issue age ranging from 18-85 yrs old in most plans
• Treatment in observation unit
• Ambulance and Emergency benefit
• Major diagnostic and rehabilitation benefits
• Some guaranteed issue and minimal underwriting