Dental/Vision/Hearing:
Original Medicare doesn’t cover preventive dental, vision, or hearing care. So you have to pay full price on your own when you visit a dentist, eye doctor, or audiologist. Those costs can add up! Three Services. One Premium. Affordable protection. Save money protecting your teeth, sight, and hearing under a single policy.
Plan Benefits vary but may include: 100% coverage with no waiting period for routine dental, vision, and hearing exams. Visit any provider of your choice or take advantage of big discounts by using the plan’s large network of participating providers. Affordable premiums that do not increase as you get older. Coverage starts at $25 per month. Issue ages: 0 through 90. Coverage is available for the whole family—you, your spouse, and your kids. Guaranteed issue and renewable for life!
Combined Annual Benefit Options $1,000, $1,500, or $2,000 per insured, per policy year
Dental Covered Services:
Preventive, diagnostic, restorative, adjunctive services, endodontics, periodontics, prosthodontics, and oral surgery services.
Type I (Preventive)
100% No waiting period.
Type II (Basic)
We pay up to: * Year 1: 60% per insured
Year 2: 70% per insured
Year 3+: 80% per insured No waiting period.
Type III (Major) We pay up to:
Year 1: 60% per insured
Year 2: 70% per insured
Year 3+: 80% per insured 9-month waiting period.
Vision:
Maximum Vision Benefit $200 per insured, per policy year, subject to policy maximum Comprehensive Eye Exams 100%. No waiting period Follow-Up Visits Contact Lenses, Frames, Corrective Spectacle Lenses, and Corrective Spectacle Lens Fittings We pay up to:
Year 1: 60% per insured
Year 2: 70% per insured
Year 3+: 80% per insured 9-month waiting period
Hearing:
Maximum Hearing Benefit $500 per insured / 2 years, subject to policy maximum Hearing Examination 100% up to $75, per insured, per policy year No waiting period. Hearing Aids, Hearing Aid Repairs can pay up to:
Year 1: 60% per insured
Year 2: 70% per insured
Year 3+: 80% per insured 9-month waiting period.
