Accident And Critical Care

Traditional medical coverage provides benefits for certain medical costs when you suffer an accidental injury. Personal Accident insurance steps in to help pay for unexpected out-of-pocket costs that result from your accident.
• 1 out 7 Americans each year seek medical care due to injuries
• More than 90% of accidents are non-traffic related
• Falls are the leading cause of accidental injuries among Americans, specifically seniors
Help protect your hard-earned wages and savings with Personal Accident Insurance. Your medical plan provides benefits to help with medical costs if you suffer an accidental injury. In that unfortunate event, you shouldn’t have to worry about unexpected financial setbacks resulting from the injury. Things like lost wages plus your out-of-pocket expenses and the cost for help with transportation, meals, child care, or even housekeeping can all add up. Personal Accident Insurance provides cash benefits regardless of any other insurance you have. By pairing it with your medical plan, you can extend your protection to help with those unexpected costs, so you can focus on healing

Standard Features May include:

• Eligible Issue age range from 18-75 in most plans with guaranteed renewable to age 85
• Accidental Death Benefit
• Annual Bank Benefits with adjustable amounts
• Covered Benefits for Ambulance, Hospitalization, Major Diagnostic Exams, Surgery, Initial Services, Prosthetic devices, rehabilitation and physical therapy, physician follow up.

While you can’t predict critical health conditions such as a heart attack, stroke or cancer, you can be better prepared.
Critical illness insurance can help you withstand the significant financial costs related to surviving a serious condition, so you can focus on your health instead of finances. A major health event like a heart attack or cancer can quickly throw an average family into a financial crisis. While health insurance will help cover medical expenses, you may not be prepared for other financial setbacks that can occur when you’re diagnosed with a critical illness. From lost income and medical deductibles to out-of-network office visits and uncovered treatments – these can all contribute to a financial hardship. Cash benefits from a Critical Illness insurance plan can help pay the expenses traditional health insurance doesn’t cover, enabling you to focus on recovery

Standard features may include:

• Eligible issue ages from 18-75 with guaranteed renewable option
• Flexible benefit amounts up to $50,000
• Coverage for individual and whole family
• Re-occurrence benefits and Health Screening
• Diagnosis Benefits and Return of Premium Benefits
• Covered Conditions for most plans include Heart Attack, Stroke, Coronary Disease, Cancers, Organ Failure, End Stage Renal Failure